$5,250,000
12 Wharf Ave
Pensacola, FL, 32502
Anchoring the Downtown Pensacola bayfront, this 2018-built waterfront home is in like new condition and one of the few that truly delivers on both design and fortified construction. What sets it apart is what you don’t always see. Concrete and 2×8 construction, a 50-year concrete tile roof by Boral, and built to full high-velocity wind zone standards. Up to 10 ft tall HVWZ “High Velocity Wind Zone” doors and windows from Kolbe & Kolbe which are engineered for up to 200 mph wind zone. Inside, a true chef’s kitchen with Sub-Zero and Wolf appliances anchors the main living space, with a natural flow into dining and gathering areas. Additional spaces include a media room, a dedicated office custom designed for two, home gym with media access and beverage station overlooking heated infinity style pool and Pensacola bay. A large elevator services all 3 levels for convenience. Out back, the setup is impressive with 3 levels of entertaining space. Exterior features include a heated gunite pool, outdoor kitchen with new built in Coyote grill, Brick fireplace with media connections, framed by concrete and brick privacy walls. A whole-home 45kW gas generator is already in place. Out front unobstructed views of Pensacola Bay and Downtown Pensacola with no vacant lots or future homes to be built sets apart this particular properties location. Positioned at approximately 16 feet of elevation and located in an X flood zone, this is a true 30A style waterfront property that offers exclusivity and enjoyment of downtown Pensacola including restaurants, shopping and community events. This small community of only 13 parcels offers a rare combination of exclusivity and privacy.
Property Details
Price:
$5,250,000
MLS #:
680072
Status:
Active
Beds:
5
Baths:
5.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Muscogee Wharf
Listed Date:
Apr 3, 2026
Finished Sq Ft:
5,160
Total Sq Ft:
5,160
Lot Size:
11,761 sqft / 0.27 acres (approx)
Year Built:
2018
Schools
Elementary School:
A.K. Suter
Middle School:
WORKMAN
High School:
Pensacola
Interior
Appliances
Gas Water Heater, Tankless Water Heater/Gas, Dryer, Washer, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Double Oven, Freezer, Refrigerator, Self Cleaning Oven
Bathrooms
5 Full Bathrooms, 1 Half Bathroom
Cooling
Multi Units, Ceiling Fan(s)
Flooring
Hardwood, Stone, Tile
Heating
Multi Units
Interior Features
Storage, Baseboards, Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Elevator, High Ceilings, High Speed Internet, Recessed Lighting, Sound System, Wet Bar, Central Vacuum, Gym/Workout Room, Media Room, Office/Study
Laundry Features
Inside, W/D Hookups
Levels
Three Or More
Exterior
Architectural Style
Mediterranean
Community Features
Gated, Pavilion/Gazebo, Pier, Security/Safety Patrol, Waterfront Deed Access
Construction Materials
Concrete, Frame
Exterior Features
Balcony, Outdoor Kitchen
Fencing
Back Yard, Privacy
Green Energy Efficient
Insulation, Insulated Floors, Insulated Walls
Lot Features
Central Access
Open Parking YN
1
Parking Features
4 or More Car Garage, Circular Driveway, Garage Door Opener
Parking Spots
3
Parking Total
3
Patio And Porch Features
Covered, Porch, Covered Deck
Roof
Clay Tiles/Slate, See Remarks
Security Features
Security System, Smoke Detector(s)
Stories
3
View
Bay, Water
Waterfront Features
Bay, Waterfront, Block/Seawall
Window Features
Storm Window(s), Drapes, Drapery Rods, Impact Resistant Windows
Financial
HOA Fee
$2,000
HOA Fee Frequency
Annually
HOA Includes
Association, Insurance, Management
Meet Caitlin Schaffstall, a dedicated and passionate Florida Realtor who goes above and beyond to ensure her clients find their dream homes. With a strong commitment to customer service, Caitlin takes pride in providing a seamless and positive experience for both buyers and sellers alike. Her genuine interest in helping people achieve their real estate goals has earned her a stellar reputation within the industry. Outside of her successful real estate career, Caitlin cherishes her roles as a l…
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12 Wharf Ave
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