400 N Palafox St Pensacola FL 32501 MLS #681991

400 N Palafox St
Pensacola, FL, 32501
$959,000
5 Beds
3 Baths
2,361 SqFt
0.06 Acres
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$959,000
400 N Palafox St
Pensacola, FL, 32501
MLS #681991 image #0
Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.

Property Details

Price:
$959,000
MLS #:
681991
Status:
Active
Beds:
5
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Belmont Tract
Listed Date:
May 2, 2026
Finished Sq Ft:
2,361
Total Sq Ft:
2,361
Lot Size:
2,614 sqft / 0.06 acres (approx)
Year Built:
2020
ContemporaryBelmont TractGlobal Learning AcademyWorkmanPensacola

Schools

Elementary School:
Global Learning Academy
Middle School:
WORKMAN
High School:
Pensacola

Interior

Appliances
Gas Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Bathrooms
3 Full Bathrooms
Cooling
Central Air, Ceiling Fan(s)
Flooring
Tile
Heating
Central
Interior Features
Ceiling Fan(s), Elevator, Recessed Lighting
Laundry Features
W/D Hookups, Laundry Room
Levels
Two

Exterior

Architectural Style
Contemporary
Construction Materials
Frame
Covered Spaces
2
Garage Spaces
2
Lot Features
Central Access
Parking Features
2 Car Garage, Garage Door Opener
Parking Spots
2
Parking Total
2
Patio And Porch Features
Covered Deck, Covered Porch
Roof
Metal
Security Features
Smoke Detector(s)
Spa Features
Private
Stories
2
Window Features
Storm Window(s), Blinds

Financial

HOA Fee
$150
HOA Fee Frequency
Annually
HOA Includes
Association
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Meet Caitlin Schaffstall, a dedicated and passionate Florida Realtor who goes above and beyond to ensure her clients find their dream homes. With a strong commitment to customer service, Caitlin takes pride in providing a seamless and positive experience for both buyers and sellers alike. Her genuine interest in helping people achieve their real estate goals has earned her a stellar reputation within the industry. Outside of her successful real estate career, Caitlin cherishes her roles as a l…

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